Privacy Policy

1. Introduction

CalcGrowth is a free financial calculator website designed to help you plan your savings, loans, mortgages, investments, and long-term financial goals. We believe that useful tools should not come at the cost of your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have when using our site.

You do not need to create an account or log in to use any of our calculators. We have built CalcGrowth so that your financial details stay with you — not on our servers.

2. Information We Collect

Calculator inputs: The numbers you enter into any CalcGrowth calculator are processed entirely within your web browser. They are not transmitted to, stored on, or accessible by CalcGrowth servers. When you close or refresh the page, those inputs are gone unless your browser locally caches them for convenience.

Anonymous analytics: We may collect basic, non-identifying information such as page views, browser type, device type, screen size, general country-level location, and how visitors interact with the site. This data is aggregated and cannot be used to identify you personally.

Contact information: If you choose to email us, we will only use your email address to respond to your message. We do not add it to marketing lists.

3. How We Use Information

We use the limited information we collect to:

• Improve our calculators and educational content based on how visitors use the site.
• Understand site performance, fix technical issues, and optimize page load times.
• Maintain basic website functionality, such as remembering your currency preference.

4. Cookies and Similar Technologies

Like most websites, CalcGrowth uses cookies and similar technologies for a few different purposes:

• Functional cookies — to remember preferences such as your selected currency or display settings so you do not have to set them each visit.
• Analytics cookies — to measure aggregate site usage anonymously and identify which calculators are most helpful.
• Advertising cookies — to support the free operation of the site through relevant advertising delivered by Google AdSense.

You can manage or disable cookies at any time through your browser settings. You may also use industry opt-out tools such as aboutads.info. Please note that disabling certain cookies may affect how some features work.

5. Google AdSense and Advertising

We use Google AdSense to display advertisements on CalcGrowth. Google and its partners may use cookies and similar technologies to serve ads based on your visit to this site and other sites across the web.

This may include personalized advertising, where ads are tailored to your interests based on your browsing activity, and non-personalized advertising, where ads are shown based on contextual factors such as the page content rather than your personal profile.

You can learn more about how Google uses data and how to control your ad experience at:

• Google Advertising Policies
• Google Ad Settings
• Google Privacy Policy

6. Analytics

We use analytics tools to understand how visitors interact with CalcGrowth in aggregate. This helps us prioritize improvements and fix issues that affect many users.

The information collected is anonymous and may include pages visited, time spent on the site, general geographic region, browser and device type, and referral sources. We do not use analytics to track individuals across the web.

7. Third-Party Services

To operate CalcGrowth, we rely on a small number of trusted third-party service providers:

• Google — for advertising (AdSense) and anonymous analytics.
• Hosting provider — to deliver the website files to your browser.
• Other essential service providers — for security, performance monitoring, and content delivery.

These providers may collect and process data according to their own privacy policies. We only share what is necessary for them to perform their services, and we choose providers that respect user privacy.

8. Data Retention

Calculator inputs are not stored on our servers and are not retained by CalcGrowth. Any anonymous analytics data we or our providers collect may be retained for a limited period to support reporting and site improvement, after which it is automatically deleted or aggregated beyond recognition.

9. Data Security

Because we do not collect or store personal financial data on our servers, there is no sensitive financial information at risk on our systems. We apply reasonable administrative, technical, and physical safeguards to protect the limited data we do handle.

However, no online service can guarantee absolute security. We encourage you to use up-to-date browsers and devices and to follow general internet safety practices.

10. International Users

CalcGrowth is available to users worldwide. By using the site, you understand that your information may be processed in countries where our service providers operate, which may have different data protection laws than your country of residence.

We respect the privacy rights afforded to users under applicable laws, including the General Data Protection Regulation (GDPR) in the European Union and the UK GDPR in the United Kingdom.

11. Children's Privacy

CalcGrowth is not intended for children under the age of 13, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

12. Your Privacy Rights

Depending on your location, you may have rights under privacy laws such as the GDPR or UK GDPR, including the right to access, correct, or delete personal data. Since CalcGrowth does not collect personal financial information and does not require an account, most of these rights are automatically respected.

You can exercise control over your privacy by:

• Disabling cookies through your browser settings.
• Using Google's ad settings to control personalized advertising.
• Contacting us with any privacy-related questions or requests.

13. Contact Information

If you have any questions about this Privacy Policy, how we handle data, or your privacy rights, please get in touch:

Email: hello@calcgrowth.com

You can also reach us through our Contact page. We aim to respond within 2 business days.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or the services we use. When we make changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your privacy.